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Insights on Digital Transformation and Rules Engines

Explore expert perspectives, industry trends, and practical insights on how business rules engines drive innovation across insurance and financial services.

Insurance

What is a Rules Engine? Complete Guide for Insurance 2026

How rules engines automate decisions at 0.23 ms latency. Side-by-side comparison of Drools, Camunda, FICO Blaze, InRule + 5 insurance use cases.
Marcin Nowak
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higson premium calculation
Insurance

Insurance Premium Calculation: Factors, Methods, Engines

A complete guide to insurance premium calculation factors, GLM/GBM methods, and the pricing engine that gets new rates to market in days, not months.
Przemek Hertel
24 Jun 2026
•
14 min
higson deployment
Insurance

Machine Learning Problems in Insurance and Banking: Why Governance Beats the Model (2026)

Machine learning problems in insurance and banking: NAIC compliance, black box risk, ML governance. How BRMS as guardrail pattern with ONNX makes ML auditable.
Przemek Hertel
22 Jun 2026
•
13 min
Insurance

Modern Underwriting Technology: 2026 CUO Guide | Higson

How modern underwriting technology - BRMS, AI/ML, IoT, telematics, document AI - helps mid-market CUOs assess risk better and lift loss ratio by 3-5 points.
Łukasz Niedośpiał
19 Jun 2026
•
10 min
Technology

Java Rules Engines in 2026: Drools, Easy Rules, Higson SDK Compared (with Code)

Compare Drools, Easy Rules, Higson Java SDK with code examples. Maven & Spring Boot integration, performance benchmarks, and when each Java rules engine fits.
Przemek Hertel
17 Jun 2026
•
13 min
Insurance

Rules-Based Fraud Prevention: Why Carriers Still Choose It in 2026

Rules-based fraud detection isn’t obsolete - it’s the foundation of NAIC-compliant hybrid systems. Honest 2026 comparison from 8+ fraud projects.
Marcin Nowak
15 Jun 2026
•
14 min
Insurance

Power of Personalization in Insurance: Why Configuration Decides

Personalization in insurance is bottlenecked by product configuration, not data. Here’s how mid-market P&C carriers ship personalized variants in weeks, not months.
Łukasz Niedośpiał
12 Jun 2026
•
10 min
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