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Insights on Digital Transformation and Rules Engines

Explore expert perspectives, industry trends, and practical insights on how business rules engines drive innovation across insurance and financial services.

higson comparison
Technology

Business Rules Engine Comparison: The Complete 2026 Guide to BRMS Vendor Selection

Honest BRMS vendor comparison - IBM ODM, FICO Blaze, Drools, Camunda, Sapiens, Higson. 10-criteria framework, 5-year TCO ($300K–$12M), timelines (3–36 months), AWS Marketplace PoC.
Marcin Nowak
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Higson Tech Notes

Four Things Changed in the Business Rules Engine Market This Year - Most Buyers Haven't Noticed

AI-assisted authoring, rising cloud costs, platform consolidation, and regulatory enforcement - four shifts reshaping business rules engine evaluations in 2026.
Łukasz Niedośpiał
20 Jul 2026
•
11 min
higson insurance product management
Insurance

Insurance Product Management: From Strategy to Shipped Products

Insurance product management at mid-market US P&C carriers is bottlenecked by product configuration. Here’s the operating model that ships variants in weeks.
Łukasz Niedośpiał
17 Jul 2026
•
14 min
Insurance

Benefits of Automated Insurance Underwriting: ROI Guide | Higson

The concrete benefits of automated insurance underwriting - 3-5 pt loss ratio, 47% referral reduction, 9-15 month payback. A CFO+CUO ROI business case for 2026.
Marcin Nowak
15 Jul 2026
•
13 min
Technology

Business Rules Engine vs Decision Engine: 2026 Guide

Business rules engine vs decision engine: definitions, where they overlap, when to use which, hybrid pattern, and the vendor terminology confusion that derails RFPs.
Łukasz Niedośpiał
13 Jul 2026
•
12 min
Insurance

Elastic Pricing in Insurance: Real-Time Rate Adjustments

How insurance elastic pricing works with a rules engine: sub-millisecond rate adjustments, quote-to-bind lift, and 51-state filing discipline for mid-market P&C.
Marcin Nowak
10 Jul 2026
•
10 min
Insurance

The CCO's Claims Modernization Guide: What Actually Moves LAE, Cycle Time, and NAIC Compliance

A CCO’s guide to claims modernization - LAE reduction, cycle time compression, NAIC compliance, adjuster retention. Realistic ROI math from 8+ mid-market deployments.
Marcin Nowak
08 Jul 2026
•
13 min
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