How Insurance Leaders Use Higson

Higson empowers insurers and financial institutions to take full control of their products, pricing, and operations — without IT bottlenecks.

Used by the World's Insurance Leaders

  • Bravado Health
  • Senior Insight
  • Sompo
  • Husqvarna
  • Fiserv
  • Neo Intelligence
  • InterRisk
  • Notus
  • TUW
  • Nationale Nederlanden
  • Allianz
  • Aviva
  • Warta
  • BNP Paribas

Areas

We Support Client in Areas Such As:

  • Custom Product Configuration

    Managing coverages, tariffs, OWUs, variants, and eligibility rules across life, property, motor, and group products.

  • Pricing and Underwriting Logic

    Centralizing rules for premium calculation, customer risk profiling, and offer eligibility with full version control and testing.

  • Operational and Sales Processes

    Automating workflows like commission schemes, agent permissions, product availability, or policy installment plans.

  • Reference Data Management

    Managing product and system codes: vehicle types, countries, PKD classifications, statuses, and risk–in one centralized repository.

Case studies

Explore Our Success Stories

Read our success stories to discover Higson value in diffrents scenarios.

TUW

Insurance

Accelerates Motor Insurance Pricing

TUW implemented Higson to modernize its motor insurance pricing model, enabling business users to update tariffs and rules daily without IT support.

Allianz

Insurance

Scaling Insurance Product Management

In Allianz Poland Higson became the central engine for sales process configuration, risk definitions, and coverage customization, empowering business users and accelerating development cycles.

Neo Intelligence

Finance

Automating Payroll Rules Across Australia

Neo Intelligence, an Australian software provider for the construction industry, implemented Higson for centralized payroll logic and automated calculations without IT support.

Customer Testimonials & References

What our clients say about Higson Business Rules Engine

  • ★★★★★

    Allianz Poland has been using the business rules engine Higson developed by Decerto to configure and manage our insurance products. As a result, changes can be made directly by our team as configuration changes, without a development cycle or software release. This has significantly shortened the time needed to launch new products and update existing ones – typically from a few months to no more than three weeks – making us more responsive to market and business needs. Throughout our cooperation, Decerto has proven to be a reliable partner with a strong understanding of the insurance domain.
    Ernest Wołkowycki-DołęgaCIO at Allianz Poland
  • ★★★★★

    The implementation of the IRON platform was one of the cornerstone initiatives of InterRisk’s digital transformation. Thanks to close cooperation with the Decerto team, we were able to develop a modern, flexible, and secure tool that genuinely supports our agents in their daily work and enables the quick presentation of offers tailored to customer needs. Decerto contributed not only with expert technological knowledge but also with a dedicated and agile approach, which resulted in the high quality of the final product.
    Monika RączkaProject Manager at InterRisk Vienna Insurance Group
  • ★★★★★

    Our goal was to create a product that addresses the real needs of entrepreneurs, without burdening them with unnecessary formalities. Previously, declaring PKD codes was time-consuming and prone to error. With this new solution, we’ve eliminated that requirement, offering our clients comprehensive and effective coverage for their businesses.
    Magdalena SoińskaProduct Manager at Warta (HDI / Talanx Group)

They Trusted Us

  • Allianz
  • BNP Paribas Cardif
  • Sompo
  • Aviva
  • Fiserv
  • Nationale-Nederlanden
  • Husqvarna
  • Bravado Health
  • Senior Insight
  • Neo Intelligence
  • InterRisk
  • Warta
  • TUW
  • Notus

Modernizing Insurance Sales and Product Configuration

InterRisk transformed its sales with the IRON platform, powered by Higson, delivering faster quotes, streamlined workflows, and business-managed product configuration.

Read more

Take Full Control of Your Product Logic

We provide fee Proof Of Concept, so you can see how Higson can work with your individual business logic.