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6 Podcast Episode: Bringing BREs to the U.S. Market – A Conversation with Toni Thomson

October 7, 2025

In the latest episode of the Higson Podcast, we’re joined by ToniThomson, Head of U.S. Client Success at Decerto, to discuss how Business Rules Engines can help insurers in the United States respond to some of the industry’s most pressing challenges.

With over a decade of experience across underwriting, data analysis, and product roles, Toni shares her perspective on the U.S. insurance market and its unique demands -from legacy system constraints to climate-related risk and multi-state regulatory fragmentation.

Topics covered in the episode include:

  • How BREs decouple business logic from legacy code
  • Real-world applications of rule engines in claims, pricing, and underwriting
  • How insurers can respond dynamically to events like hurricane warnings using external data sources
  • The role of BREs in enabling faster compliance with U.S. state-level regulations
  • Why AI and BREs are not competitors, but complementary tools

Toni also shares case studies from Fortegra and United Airlines, showing that the value of BREs extends far beyond insurance.

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Listen to the full episode: https://spotifycreators-web.app.link/e/L8nIEgZTeXb

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