About the Client

Allianz is one of the world’s leading insurers. In Poland, the company first implemented Higson for a single property product, later expanding its use to most property, life, and group insurance lines. Higson is also utilized by several IT vendors operating within Allianz’s infrastructure.

Project Needs

Allianz needed a flexible and efficient system to:

  • Manage a broad and growing range of insurance products.
  • Streamline sales processes and product customization.
  • Integrate seamlessly with multiple IT systems across the organization.
  • Accelerate development and implementation cycles.

The Role of Higson

Higson became a central engine for product configuration and decision logic, offering:

  • Sales Process Configurator – control over frontend attributes, such as field visibility and mandatory inputs.
  • Health Questionnaire Designer – customizable questionnaires integrated into product flows.
  • Risk Definitions Repository – centralized management of risks and coverages, enabling reuse of a single risk across multiple products.
  • Coverage Customization – tailored rules for sums insured, premium ranges, and conditional availability.
  • Investment Simulation Algorithm – scenario-based client simulations (optimistic, realistic, pessimistic).
  • Document Printout Conditions – rules for generating and modifying policy documents.
  • Faster development cycle

    Business logic managed in Higson Studio accelerated delivery of new products.

    Scalability

    Higson efficiently supported Allianz’s expanding product portfolio and integrations.

    Centralized system management

    One instance of Higson served Allianz and its IT vendors, organized through workspaces, profiles, and privileges.

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