Accelerates Motor Insurance Pricing
TUW implemented Higson to modernize its motor insurance pricing model, enabling business users to update tariffs and rules daily without IT support.
About the Client
TUW is one of Poland’s leading mutual insurance companies. The insurer implemented Higson to support a new motor insurance pricing model, enabling more efficient tariff management in response to dynamic market conditions
Project Needs
TUW needed a system that could:
- Manage complex motor insurance business rules and pricing models.
- Allow for frequent and rapid updates to tariffs without IT intervention.
- Support non-technical experts in making daily adjustments.
- Ensure efficiency and flexibility within a complex IT architecture.
The Role of Higson
TUW selected Higson to manage motor insurance pricing and underwriting rules. The solution addressed key needs by providing:
Central Logic Engine
Higson centralized management of complex insurance logic and underwriting rules, editable directly by business experts.
Pricing Configurator
Let flexible updates to tariff structures, enabling instant reactions to new actuarial models or pricing strategies.
Data Dictionary Repository
Give consistent management of reference data, product dictionaries, and conditions, reducing redundancy.
Frontend Configurator & Validator
All parametrization of sales process elements is centralized, giving business users the ability to make changes without IT support.
Benefits
Pricing changes are applied without releasing new software versions, ensuring seamless updates.
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Multiple tariffs can be tested simultaneously, enabling customer segmentation and premium optimization without IT involvement.
Higson manages thousands of parameters with no performance loss, supporting large-scale offer generation.
Explore our Success Stories
Read how our Clients use Higson and what are benefits.
Take Full Control of Your Product Logic
We provide fee Proof Of Concept, so you can see how Higson can work with your individual business logic.
